CWP Knowledge Hub
Discover our latest thoughts on the big issues facing the pension, investment and estate planning industries.
Pension Lifetime Allowance Freeze – It’s Optional…
With the recent freezing of the pension lifetime allowance at the current level of £1,073,100, many clients are now looking at ways to mitigate this ...
Read More → Critical & Significant illness explained
Critical & significant illness cover explained Relevant life | critical illness cover | significant illness cover Relevant life has been very popular for a long ...
Read More → The Chancellor pressured by Health secretary over pensions lifetime allowance
Matt Hancock, has revealed that tax charges on pensions are “the biggest concern I have raised with me by GPs”. In the interview, the senior ...
Read More → Major changes to the state pensions for 2019/20
Will these new state pension changes affect you? It is very important to stay ahead and aware of the massive changes to state pensions coming ...
Read More → Recent poll puts personal allowance above LTA in 2018 changes?
A recent poll conducted by FTAdviser states that almost two-thirds of advisers believe a rise in the personal allowance to £12,500 will have the most ...
Read More → Autumn Budget 2018: LTA to rise with inflation
As of next April, the Lifetime Allowance (LTA) will rise in line with inflation to £1,055,000, it was announced today (29/10/2018) in the Autumn Budget. ...
Read More → Mind the LTA Gap
It’s easier than you think to run up against the pensions lifetime allowance, says David Prosser. Although the government insists that the lifetime allowance (LTA) ...
Read More → Are middle class savers getting stung by a 55% pension trap meant for millionaires?
The article below from This is Money provides a very startling view of how some savers could get caught out by a tax penalty they ...
Read More → How do people get stung with Lifetime Allowance charges?
The tax paid by individuals who have breached the lifetime allowance (LTA) has soared by 1,000% since it was introduced in 2006. Figures obtained by ...
Read More → Lifetime ISA vs SIPP: What is best for retirement?
Planning for retirement can seem like a daunting prospect. There’s so many products and services to help you save for the future on the market, ...
Read More → Planning strategies to beat the lifetime allowance
The lifetime allowance in 2016/17 was more than 1000 per cent greater than it was in 2006/07. The lifetime allowance affecting more people is not ...
Read More → Active vs passive: Do you really want it all?
ETFs, better known as market trackers, do what they say on the tin. They buy all of an index to allow you to track the ...
Read More → Are Defined Benefit Pension Funds Disappearing?
Although this could be a sore subject for many of those reading, the article below and ones like it are important to pay attention to ...
Read More → What is the pension lifetime allowance and what changes were made in Budget 2017?
The Budget 2017 did not cut the pension lifetime allowance as feared. But what is the pension lifetime allowance? The pension lifetime allowance (LTA) is ...
Read More → Watchdog says you CAN move your final salary pension even if advisers say no
Savers told by financial advisers that they cannot transfer their “final salary” pensions – even if they are fully aware of the risks – have been granted ...
Read More → A “fundamental” shake-up of pensions tax relief was ruled out by the government
A “fundamental” shake-up of pensions tax relief was ruled out by the government this week, but experts are warning pension savers to expect more “slicing ...
Read More → Hung Parliament
Theresa May’s decision to call an early election has surprisingly backfired, leaving the country with a hung parliament rather than an increased majority for the ...
Read More → Personal Allowance Increase
The personal allowance – the amount you can earn before paying income tax – will rise with the start of the new tax year from ...
Read More → Brexit Update 2017
Theresa May’s much awaited speech on Brexit yesterday was pretty much as expected. She laid out a position where the government intended to remove the ...
Read More → Dental EIS Launch
Enterprise Investment Schemes form an essential part of many client portfolios, however, finding an investment and management team that you can trust can be tricky. ...
Read More → Defined Benefit SSAS
Could Defined Benefit SSAS (DB SSAS) work for me? Defined benefit schemes have been heralded as a golden type of pension over the years as ...
Read More → £750,000 Lifetime Allowance?
Drastically lower limits on pension savings are being considered by the Government. Treasury officials are examining cutting the lifetime allowance to £750,000 and reducing the ...
Read More → The Lifetime Allowance Explained
Every UK citizen currently has a Lifetime Pension Allowance. This is the total amount you can save in your lifetime into pensions, work or private, ...
Read More → General election could mean stock market chaos
The general election could trigger chaos for the stock market as investors pile in or offload shares – but this is likely to happen in ...
Read More → FTSE 100 closes at record level
The FTSE 100 share index has hit a new high, passing through the previous record set on 30 December 1999. It closed at a new ...
Read More → FTSE 100 surge towards record levels
After a sleep January it is good to see the FSTE driving towards its all time high. Investor relief that the new Greek government is ...
Read More → ECB surprises with €1.1 Trillion QE
European Central Bank (ECB) president Mario Draghi has announced an asset purchase programme that could total more than €1trn in an attempt to revive the ...
Read More → FT Economist survey 2015
The financial times has released the collective thoughts of some of the top economists in the World in regard to their outlook on the economy ...
Read More → Family 1st
Capital Wealth Partners are proud to announce the launch of our ‘Family 1st’ project. Over the next three months we will be working with a ...
Read More → Large IPO’s expected to return
The turbulent and uncertain last few months has led many companies that planned IPO’s this year choosing to either place them on hold or push ...
Read More → Fresh Turbulence tests markets
A dramatic upswing in volatility is putting post-crisis financial markets to the test, as curbs on banks’ ability to take risks and an increase ...
Read More → Market Movements October
The last week in the financial markets has been the most turbulent we have seen in 2014 hitting the lowest point in the last 15 ...
Read More → 6 new changes to pensions 2015
An at-a-glance look at six newly-clarified rules for pensions, which will sit alongside the new freedoms for savers next April The pensions revolution was sprung ...
Read More → New rules for passing on a pension
The Chancellor George Osborne has announced further changes to the future of pensions, which will take effect from April 2015. Behind them is a shift ...
Read More → What will the FTSE do in 2014?
It is that time of year when investment experts try to do the impossible – foretell the future. Predictions about how shares in global stock ...
Read More → 