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CWP Knowledge Hub

Discover our latest thoughts on the big issues facing the pension, investment and estate planning industries.

Relevant Life Insurance

Critical & Significant illness explained

Critical & significant illness cover explained Relevant life | critical illness cover | significant illness cover Relevant life has been very popular for a long …

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Lifetime Allowance

The Chancellor pressured by Health secretary over pensions lifetime allowance

Matt Hancock, has revealed that tax charges on pensions are “the biggest concern I have raised with me by GPs”. In the interview, the senior …

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Estate Planning

Major changes to the state pensions for 2019/20

Will these new state pension changes affect you? It is very important to stay ahead and aware of the massive changes to state pensions coming …

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Lifetime Allowance

Recent poll puts personal allowance above LTA in 2018 changes?

A recent poll conducted by FTAdviser states that almost two-thirds of advisers believe a rise in the personal allowance to £12,500 will have the most …

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Lifetime Allowance

Autumn Budget 2018: LTA to rise with inflation

As of next April, the Lifetime Allowance (LTA) will rise in line with inflation to £1,055,000, it was announced today (29/10/2018) in the Autumn Budget. …

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Lifetime Allowance

Mind the LTA Gap

It’s easier than you think to run up against the pensions lifetime allowance, says David Prosser. Although the government insists that the lifetime allowance (LTA) …

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Uncategorized

Are middle class savers getting stung by a 55% pension trap meant for millionaires?

The article below from This is Money provides a very startling view of how some savers could get caught out by a tax penalty they …

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Lifetime Allowance

How do people get stung with Lifetime Allowance charges?

The tax paid by individuals who have breached the lifetime allowance (LTA) has soared by 1,000% since it was introduced in 2006. Figures obtained by …

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Lifetime Allowance

Lifetime ISA vs SIPP: What is best for retirement?

Planning for retirement can seem like a daunting prospect. There’s so many products and services to help you save for the future on the market, …

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Uncategorized

Planning strategies to beat the lifetime allowance

The lifetime allowance in 2016/17 was more than 1000 per cent greater than it was in 2006/07. The lifetime allowance affecting more people is not …

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Investments

Active vs passive: Do you really want it all?  

ETFs, better known as market trackers, do what they say on the tin. They buy all of an index to allow you to track the …

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Wealth Management

Are Defined Benefit Pension Funds Disappearing?

Although this could be a sore subject for many of those reading, the article below and ones like it are important to pay attention to …

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Lifetime Allowance

What is the pension lifetime allowance and what changes were made in Budget 2017?

The Budget 2017 did not cut the pension lifetime allowance as feared. But what is the pension lifetime allowance? The pension lifetime allowance (LTA) is …

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Uncategorized

Watchdog says you CAN move your final salary pension even if advisers say no

Savers told by financial advisers that they cannot transfer their “final salary” pensions – even if they are fully aware of the risks – have been granted …

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Uncategorized

A “fundamental” shake-up of pensions tax relief was ruled out by the government

A “fundamental” shake-up of pensions tax relief was ruled out by the government this week, but experts are warning pension savers to expect more “slicing …

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Uncategorized

Hung Parliament

Theresa May’s decision to call an early election has surprisingly backfired, leaving the country with a hung parliament rather than an increased majority for the …

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Uncategorized

Personal Allowance Increase

The personal allowance – the amount you can earn before paying income tax – will rise with the start of the new tax year from …

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Uncategorized

Brexit Update 2017

Theresa May’s much awaited speech on Brexit yesterday was pretty much as expected. She laid out a position where the government intended to remove the …

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Uncategorized

Dental EIS Launch

Enterprise Investment Schemes form an essential part of many client portfolios, however, finding an investment and management team that you can trust can be tricky. …

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Pensions

Defined Benefit SSAS

Could Defined Benefit SSAS (DB SSAS) work for me? Defined benefit schemes have been heralded as a golden type of pension over the years as …

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Uncategorized

£750,000 Lifetime Allowance?

Drastically lower limits on pension savings are being considered by the Government. Treasury officials are examining cutting the lifetime allowance to £750,000 and reducing the …

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Uncategorized

The Lifetime Allowance Explained

Every UK citizen currently has a Lifetime Pension Allowance. This is the total amount you can save in your lifetime into pensions, work or private, …

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Uncategorized

General election could mean stock market chaos

The general election could trigger chaos for the stock market as investors pile in or offload shares – but this is likely to happen in …

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Uncategorized

FTSE 100 closes at record level

The FTSE 100 share index has hit a new high, passing through the previous record set on 30 December 1999. It closed at a new …

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Uncategorized

FTSE 100 surge towards record levels

After a sleep January it is good to see the FSTE driving towards its all time high. Investor relief that the new Greek government is …

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Uncategorized

ECB surprises with €1.1 Trillion QE

European Central Bank (ECB) president Mario Draghi has announced an asset purchase programme that could total more than €1trn in an attempt to revive the …

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Uncategorized

FT Economist survey 2015

The financial times has released the collective thoughts of some of the top economists in the World in regard to their outlook on the economy …

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Uncategorized

Family 1st

Capital Wealth Partners are proud to announce the launch of our ‘Family 1st’ project. Over the next three months we will be working with a …

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Uncategorized

Large IPO’s expected to return

The turbulent and uncertain last few months has led many companies that planned IPO’s this year choosing to either place them on hold or push …

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Uncategorized

Fresh Turbulence tests markets

  A dramatic upswing in volatility is putting post-crisis financial markets to the test, as curbs on banks’ ability to take risks and an increase …

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Uncategorized

Market Movements October

The last week in the financial markets has been the most turbulent we have seen in 2014 hitting the lowest point in the last 15 …

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Uncategorized

6 new changes to pensions 2015

An at-a-glance look at six newly-clarified rules for pensions, which will sit alongside the new freedoms for savers next April The pensions revolution was sprung …

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Uncategorized

New rules for passing on a pension

The Chancellor George Osborne has announced further changes to the future of pensions, which will take effect from April 2015. Behind them is a shift …

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Uncategorized

What will the FTSE do in 2014?

It is that time of year when investment experts try to do the impossible – foretell the future. Predictions about how shares in global stock …

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