Client Fact Find | Capital Wealth Partners

CWP Client Fact Find

Step 1 of 10

1. Personal Details
We are required by law to complete a full client fact find with all of our clients in order to provide you with the best level of service available to you. This information is highly confidential and will not be shared with any other company without your prior consent. We would ask you to be accurate and honest with all of your answers please as we will use this information to tailor the advice we provide you with specifically to your needs.
Todays date*
DD slash MM slash YYYY
What is your marital status?
Are you completing this fact find as a single or joint application
Sex
Client 1 - Name*
Forenames Surname
Date of Birth*
DD slash MM slash YYYY
What is your current address?*
How long have you lived at this address? (Years)
Home phone number?*
Mobile phone number?*
Email address*

This should be an email address that we can send confidential information to.
National insurance number*

If this is not known please leave blank and continue with the fact find.
What is the current state of your health?
Please provide further details regarding any health related conditions
Do you currently smoke?
What is your current employment status?
What is your current occupation?
Do you have any children or dependants?
How many children or dependants do you have?
First child / dependant
Forenames Surname
Date of birth
DD slash MM slash YYYY
Second child / dependant
Forenames Surname
Date of birth
DD slash MM slash YYYY
Third child / dependant
Forenames Surname
Date of birth
DD slash MM slash YYYY
Fourth child / dependant
Forename Surname
Date of birth
DD slash MM slash YYYY
Fifth child / dependant
Forename Surname
Date of birth
DD slash MM slash YYYY
Sixth child / dependant
Forename Surname
Date of birth
DD slash MM slash YYYY
Client 2
Sex
Name*
Forename Surname
Date of birth*
DD slash MM slash YYYY
Mobile Phone*
Email Address*
What is the current state of your health?
Please provide further details regarding any health related conditions
Do you currently smoke?
What is your current employment status?
What is your current occupation?
Do you have any children or dependants?
If your children are the same as Client 1 simple select 'Same as above' and continue.
How many children or dependants do you have?
If your children are the same as Client 1 simple select 'Same as above' and continue.
First child / dependant
Forename Surname
Date of birth
DD slash MM slash YYYY
Second child / dependant
Forename Surname
Date of birth
DD slash MM slash YYYY
Third child / dependant
Forename Surname
Date of birth
DD slash MM slash YYYY
Fourth child / dependant
Forename Surname
Date of birth
DD slash MM slash YYYY
Fifth child / dependant
Forename Surname
Date of birth
DD slash MM slash YYYY
Sixth child / dependant
Forename Surname
Date of birth
DD slash MM slash YYYY

2. Affordability - Income & Expenditure
Some of the questions in this section are of a financial nature. If you are unsure of any of them or do not have the information to hand to answer them, simply move onto the next question and we can complete these with you at a later date.
What is your annual income?*
Do you receive state benefit?
Please provide further details?
What is your monthly income after tax?*
How much are your monthly outgoings?*
What is the surplus at the end of each month?*
How much is your property worth?
What are your investments worth?
Do you have any business assets?
Please provide further details?
Do you expect to receive any inheritance?
Please provide further details?
Loan & Credit Card Details
Do you currently have any of the following?
- Credit card
- Loans
- Other finance
It is possible to select more than one option.
What is the purpose of the loan?
How many months does the loan have left to run?
Who is the lender?
Please provide details of any additional loans?
This information should include the current balance of each card and the card provider.
Credit Card 1 - Issuer?
Credit Card 1 - Balance?
Credit Card 2 - Issuer?
Credit Card 2 - Balance?
Credit Card 3 - Issuer?
Credit Card 3 - Balance?
Please provide details of any additional credit cards?
This information should include the current balance of each card and the card provider.
Please provide details of other finance?
This information should include the current balance and the lender.
Client 2
What is your annual income?*
Do you receive state benefit?
Please provide details?
What is your monthly income after tax?*
How much are your monthly outgoings?*

If this figure is the same as client 1 simple add 'As above' and continue.
What is your surplus at the end of each month?*
How much is your property worth?

If this figure is the same as client 1 simply add 'as above' and continue.
What are your investments worth?
Do you have any business assets?
Please provide details?
Do expect to receive an inheritence?
Please provide details?
Loan & Credit Card Details
Do you currently have any of the following?
- Credit card
- Loans
- Other finance
It is possible to select more than one option.
What is the purpose of the loan?
How many months does the loan have left to run?
Who is the lender?
Please provide details of any additional loans?
This information should include the current balance of each card and the card provider.
Credit Card 1 - Issuer?
Credit Card 1 - Balance?
Credit Card 2 - Issuer?
Credit Card 2 - Balance?
Credit Card 3 - Issuer?
Credit Card 3 - Balance?
Please provide details of and additional credit cards
This information should include the current balance of each card and the card provider.
Please provide details of other finance?
This information should include the current balance and the lender.

3. Mortgage Information
Please provide details of primary residence first in the event of multiple mortgages.
Do you currently have a mortgage?
What is the value of the property?
Do you own the property or are you part of a joint tenancy?
What is the value of any outstanding mortgage on the property?
How much are your monthly mortgage payments?
Who is the lender?
Is the mortgage in single or joint names?
Joint borrowers name
Mortgage type?
What is the rate of interest?
What type of mortgage deal do you have?
What is the expiry date of the deal?
MM slash DD slash YYYY
Additional Mortgages
Please provide us with the basic information regard any further mortgages you may have?
Do you have any additional mortgages?
How many additional mortgages do you have?
Please detail any additional mortgages you have here please?
Client 2
Do you have any additional mortgages apart from those disclosed by client 1?
Details of additional properties

5. Pensions
At what age do you plan to retire?
Do you currently have any pensions?
- No
- Yes
Do you make monthly contributions?
Do you belong to a public sector or company scheme?
- No
- Yes
What type of scheme is it?
How long have you been a member of the scheme?
Does the scheme provide ill health benefits?
What will your pension income or value be on retirment?
What will your tax free cash entitlement be at retirement?
Does your employer contribute? If so, how much per year?

If exact figures are not known please leave blank and continue.
What is the name of your pension provider?
What type of pension is it?
What is the current value?

If not known state 'not known' and continue.
What is your projected pension?

If not known state 'not known' and continue.
What is your projected tax free cash lump sum?

If not known state 'not known' and continue.
And finally, if you have any more pension please provide details in the box below?
Please include the type of pension, value if known and provider.
Client 2
At what age do you want to retire?
Do you currently have a pension(s)?
- No
- Yes
Do you belong to a public sector or company pension scheme?
What type of scheme is it?
Does the scheme provide ill health benefits?
What will your pension be on retirment?
What will your tax free cash entitlement be on retirement?
Do you have any personal pension plans or a SIPP
- Yes
- No
If so how much do you contribute per month?
How much does your employer contribute?

If exact figures are not know please leave blank and continue.
What is the name of your pension provider?
What type of pension is it?
What is the current value?

If not known state 'not known' and continue.
Do you know where the funds are invested?
Please provide details?
What is your projected pension?

If not known state 'not known' and continue.
What is your projected tax free cash lump sum?

If not known state 'not known' and continue.
And finally, if you have any more pension please provide details in the box below?
Please include the type of pension, value if known and provider.

10. Client Declaration
I understand that the information provided is to the best of my knowledge correct and have provided this information on the understanding that it is used to form the basis of any advice and recommendations made. I understand that I am not under any obligation to take up any recommendations made.*
- I Confirm
I understand that recommendations may be made which involve a regular financial commitment or the investment of capital. Accordingly, I understand that I must be sure of the ability to meet that commitment having given consideration to all other expenditure, and the provision for any emergencies, which may require access to funds.*
- I Confirm
In accordance to the General Data Protection Regulations I consent to my submitted data being collected and stored.*
- I consent

CWP Client Fact Find

Step 1 of 10

1. Personal Details

Client 2

2. Affordability - Income & Expenditure

Loan & Credit Card Details

Client 2

Loan & Credit Card Details

3. Mortgage Information

Additional Mortgages

Client 2

4. Priorities & Objectives

Client 2

5. Pensions

Client 2

6. Protection

Client 2

7. Investments

Client 2

8. Inheritance Tax

Client 2

Attitude to risk assessment

RISK AVERSE - Not prepared to take any investment risk whatsoever (0-11)

CAUTIOUS - Prepared to accept a limited amount of investment risk with minimal volatility. (12-23)

BALANCED - Prepared to accept exposure to investment risk and volatility as part of a diversified portfolio for the potential of higher returns. (24-35)

PROGRESSIVE - Prepared to accept a higher level of risk and volatility for the potential of higher returns. (36-47)

SPECULATIVE - Prepared to accept total exposure to investment risk and volatility for the potential of higher returns. (48-60)

10. Client Declaration