Investment Bonds

Investment Bonds Investment bonds are life insurance policies where you invest a lump sum in a variety of available funds. Some investment bonds run for a fixed term, others have…

Venture Capital Trust

Venture Capital Trust A venture capital trust or VCT is a tax-efficient UK closed-end collective investment scheme. It is designed to provide private equity capital for small expanding companies and…

Enterprise Investment Scheme

Enterprise Investment Scheme The Enterprise Investment Scheme was introduced in 1997 by HMRC. Its aim is to encourage private investors to invest in expanding companies in the UK, to provide…

Seed Enterprise Investment Scheme

Seed Enterprise Investment Scheme The Seed Enterprise Investment Scheme was introduced in 1997 by HMRC. Its aim is to encourage private investors to invest in start-up companies in the UK…

Defined Benefits Pensions (DB)

Defined Benefits Pensions (DB) The pension is designed to provide a guaranteed, index-linked, pension income in retirement. The pension does not have a cash equivalent value and is valued based…

Self-Invested Personal Pension (SIPP)

Self-Invested Personal Pension (SIPP) Self-Invested Personal Pension or SIPP’s were first introduced in 1989 to give pensioners more flexibility in their pension planning. Since then they are now becoming the…